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THE BASICS OF A CREDIT NUMBER
- Bank Identification Numbers (BIN) - the first 6 digits - identifies the issuing institution for each customer account and enables transactions to be routed properly.
- Account range - the next 1-5 digits - is how accounts are managed and segmented. Issuers use the account range to support ongoing innovation and safety and security.
- Customer identification number makes up the remaining digits and is defined and managed by the issuer.